JGJ/T388-2016······1

1 總則······9

2 術(shù)語······10

3 基本規(guī)定······11

4 業(yè)務(wù)處理······12

4.1 一般規(guī)定······12

4.2 歸集業(yè)務(wù)······12

4.3 提取業(yè)務(wù)······15

4.4 個(gè)人住房貸款業(yè)務(wù)······16

4.5 項(xiàng)目貸款業(yè)務(wù)······18

5 資金結(jié)算······20

5.1 一般規(guī)定······20

5.2 單筆結(jié)算交易······22

5.3 批量結(jié)算交易······36

5.4 輔助交易······46

6 會(huì)計(jì)核算······55

6.1 一般規(guī)定······55

6.2 銀行存款日記賬和多維輔助核算······55

6.3 憑證登記及明細(xì)登記······56

7 安全管理······57

8 系統(tǒng)建設(shè)、驗(yàn)收與運(yùn)維······58

8.1 系統(tǒng)建設(shè)······58

8.2 系統(tǒng)驗(yàn)收······58

8.3 系統(tǒng)運(yùn)維······58

本規(guī)范用詞說明······60

引用標(biāo)準(zhǔn)名錄······61

附:條文說明······62

1 總則······65

2 術(shù)語······66

3 基本規(guī)定······67

4 業(yè)務(wù)處理······69

4.1 一般規(guī)定······69

4.2 歸集業(yè)務(wù)······69

4.3 提取業(yè)務(wù)······72

4.4 個(gè)人住房貸款業(yè)務(wù)······73

4.5 項(xiàng)目貸款業(yè)務(wù)······75

5 資金結(jié)算······77

5.1 一般規(guī)定······77

5.2 單筆結(jié)算交易······77

5.3 批量結(jié)算交易······79

5.4 輔助交易······80

6 會(huì)計(jì)核算······81

6.1 一般規(guī)定······81

6.2 銀行存款日記賬和多維輔助核算······82

6.3 憑證登記及明細(xì)登記······82

7 安全管理······84

8 系統(tǒng)建設(shè)、驗(yàn)收與運(yùn)維······85

8.1 系統(tǒng)建設(shè)······85

8.2 系統(tǒng)驗(yàn)收······85

8.3 系統(tǒng)運(yùn)維······85